Last month I was in the car, headed to Target for some groceries, with Evangeline and Bianca in tow. I was stopped at a red light along a stretch of Highway. When the light turned green I gently pushed on the gas pedal and then
BANG!
We got rear-ended.
I glanced into the second seat where both the little girls were strapped tightly into their car seats and seemed completely unaware that anything had happened.
I was in the left hand lane of a three lane highway so I put on my hazards and got out to motion to the other driver to follow me until we could find a place to pull over. The other door opened and then I saw her. A 50-something women, well dressed, crying her eyes out and shaking. I immediately said, "It's okay! It's okay. Just follow me." She nodded and we carefully made our way a mile or two down the road where we could pull off the highway and into a used car parking lot.
Her eyes were red and her small frame crumpled as she sobbed. "I am so sorry!" she choked out between jagged tears. "Is everyone okay?"
"We're fine. Everyone seems just fine".
Some part of me, maybe the mothering part or the tender-hearted part, ached for this woman. We really were fine and I found myself switching into a unintended mode of comforting this woman. I placed my hand on her arm and said, "It's not too bad. Everything is going to be okay. I promise."
She inhaled and her words quickly tumbled out, "I am from out of town and this is a rental car and I don't even know if my husband got the insurance. I wasn't even talking on my phone. I don't know what happened. I guess I am just not completely all together right now. I am in town for my Father's funeral. I was on my way to buy...(sob)..a..(sniffle)..black...(choke)..dress".
"Oh, I am so sorry about your father. I am so, so sorry." I said as I put my arms around her and hugged this complete stranger who had just crashed into the back bumper of my car.
We surveyed the bumper of my van...still equipped with the temporary license since it is so new (to us). A few scratches decorated the bumper, a dent below the back hatch handle and the black runner along the bumper was pushed upward, preventing me from opening the back door.
 |
| (this is the extent of the bumper damage) |
We exchanged information. She talked to my kids and remarked on their cuteness. She apologized over and over again and each time she did I tried to ease her worry with kind words. We were fine, the car was minimally damaged, everyone does this once in a while, everything will be okay.
She threw her arms around me one final time before she left, still shaking.
When Matt got home from work that day he surveyed the bumper and pushed the black runner back down, allowing us to open and closer the hatch. I contacted our insurance, filed the claim and they took it from there (
Holla at Progressive!). As the weeks went by I forgot all about the accident. The car was fine except for a few, very small, scratches. A week ago a man from the other driver's insurance came to my home, took photos of the bumper and mileage and left. Easy. Then we waited, not sure how to proceed.
Meanwhile our bills piled up. Since our move over the Summer we have remained in a state of constant catch up with our bills, trying to pay them as they came and struggling to get to level ground again. Many prayers, tears and worries filled my mind as we did our best to find our footing financially.
And then, last week we got a letter from the other driver's Insurance stating that they assessed the damage at $1400 and that's what they were willing to pay a mechanic to fix the damage. That seemed crazy pricey. But it seems the bumper is part of a molded panel that covers the entire back of the car. So the entire back panel would need replacing to fix the few small scratches. I read the letter over and over, not sure what to do next.
Do we take it to a mechanic and then they bill the insurance? Do we pay and then get reimbursed? I called our insurance company and left a voice mail on Friday, wondering what the next step was. And then Friday afternoon we got the mail.
On the top of the stack was a letter addressed to me. The open cellophane window showed a check-like document inside. We have all received this junk mail with a phony check for $500 off you new car! I opened it and there was a check, made out to me, from the other driver's insurance for $1381.70. After about 10 seconds discussion, Matt and I decided that the minimal scratches on our van bumper could stay there and we could use this money as an answer to prayers to get our bearings financially.
I entered the house, went to my room and quietly prayed, thanking God for this unexpected blessing. Turns out, getting rear-ended was the best thing to happen to us in months.